Welcome to my weekly newsletter, where I share 3 ideas to help you become wealthier and wiser.
I used a company called Billshark to help me negotiate my internet bill.
They saved me $480 over a 2 year period, and charged $192 (40%) of the savings as their fee. The process:
- Discovered Billshark via Mint.com and and signed up.
- Filled out some forms and personal info, including the account information for Spectrum Internet (what I wanted to negotiate)
- 1 week later, Billshark successfully negotiated my internet bill down to $49.99/month for 2 years.
- I paid Billshark 40% of the savings
I had previously tried to negotiate my Spectrum bill on my own. It worked once, but after another promotional period they wouldn’t budget. Spectrum knows they have a monopoly on internet services in my zip code.
Here are 2 extra bonuses that I couldn’t get on my own:
- Billshark secured a new contract term for 2 years, helping me lock in a low price that otherwise might have only lasted 6-12 months if I had tried this on my own.
- As part of negotiating a new package, Spectrum bumped up my internet plan to 100 mbps faster, so I’m getting higher speeds for free.
I went with Billshark because of their simple pricing model. I haven’t tried competitors like Rocket Money (formerly Truebill). Either way, these bill negotiation services can just end up saving you hundreds.
“You are only as young as the last time you’ve changed your mind.”
I love this reframing on youth.
Habits and a lifetime of learning can calcify the mind.
The ability to change your mind shows flexibility.
A related idea: consider your surface area of knowledge. Is that surface area narrow or wide enough to catch new ideas? Is the surface brittle or porous?
Bonus idea: To end a debate with someone, you just need to ask them “Is there anything I could say to change your mind?” And if they reply “no,” you can stop debating and move on.
The 5 year plan is dead; Long live the 5 year plan!
On a recent chat with fellow writer Drew Stegmaier, I came away with one powerful one liner:
“People are more concerned about creating a 5 year plan more than they are in reviewing their progress every 5 weeks.”
If you’re like me, I like to make plans and not stick to them. Making the plan often helps me feel like I accomplished the job. Consistently reviewing the plan (and adjusting) is the real work I like to avoid.
Planning vs execution.
Personally, the most valuable part of doing a 5 year plan is to clarify my vision and set a general direction for how I want my life to go. Having a North Star – something to work towards – does help.
The 5 year plan hasn’t worked as well when I got too granular, like “make $1 million in one year.” That approach bears the risk of setting a stress-inducing expectation, and violates the what I learned about input vs output goals.
So…what’s in your 5 year plan?
Just for fun
In this 2 minute rom com, Carton meets Generica in a city where no one cares about business. By @imchriswilson on TikTok.