Hi, I'm Oz. Pleasure to meet you...

Flâneur: a French word that means a man who saunters about making observations about society.
By day I’m a designer at a financial company and by night I write – largely about money.
But by heart, I’m a philosophizing flâneur.

What lights me up

Nothing makes me happier than being in deep, philosophical conversation with someone…

And hearing them say “Hmm, I never thought of it that way.”

My special sauce is helping people see their problems in a different light. I’ve talked clients out of buying a house and realize that what they really want is communal belonging, and talked friends into investing as a way to honor their future selves.


I love integrating everything that I learn from the world of design, behavioral psychology, and select readings from the self help world (not everything’s great) to help someone get to that “Ah ha!” moment that makes them not only feel seen, but also motivated to make a change.

It’s from this human place of connection that I talk about something else that makes us not feel very human—money.


Money is messy, because you are human.

I used to think, growing up in a productivity-at-all-cost environment, that if I wasn’t “perfect” with my money, then I was bad with it.

Now that I have a different relationship with money, I feel a lot of empathy when I see someone say “I’m bad with money” and resign themselves to a less-than-stellar life.

That’s simplify not true:

Money is messy.
Finance is fucked up.
Investing is imperfect.

You can make all the mistakes (like I have) and STILL cultivate a rich life that’s meaningful to you.

You are not good or bad at money. You are just trained or untrained.

Get my guide, it'll be of service.

I grew up middle class from an immigrant family with my superhero of a single mom.

I almost became an accountant out of college, but dropped out because I knew I’d suck at the job.

I’ve traded meme stocks, SPACs and crypto…and lost money.

I am, by all means, imperfect.

Especially with my finances.

And yet, I was able to become financially free by 30 through investing.


I’ll teach you how to do it. Grab my lazy investor’s guide to get started.

money coach working at coffee shop

I wish you wealth and wellbeing

I believe in progress over perfection, and that the world of personal finance could use more humanity.

Will you join me on this journey of personal development and personal finance?

– Oz

what i'm into

personal finance

How might we appy psychology and mental models to gain financial progress?

self help

We probably have a lot in common if you love these things: reading, learning new life hacks and listening to podcasts.

behavioral psychology

Why do we behave the way we do, even in the face of more “logical” options? I’m fascinated by the power of behavioral finance to help uncover a healthier relationship to money.


Can we maximize physical, mental and spiritual health without losing ourselves in the process?

questioning the default

I love exploring alternative thinking, especially in regards to personal development topics. If you love being wrong, you’ll love my newsletter.

careers and wealth

Exploring the intersection of our ability, passions, and what serves others. More importantly, discovering how to get more freedom in life.


I write about the intersection of personal finance, psychology, and self help. My goal is to enrich your life, literally and figuratively, through my writing.