Dream Day Exercise
Why this is essential for financial independence seekers
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Mental Models
Is it hard being you?
A confronting question that reveals relationship to self.
Sorry, this IS supposed to be hard.
My joy is breaking down concepts so they feel easier for people. That’s why I started UXBeginner to teach people product design.That’s why I write about personal finance and investing. In my pursuit of making things easy, there’s one thing I don’t talk about as much… Things are hard. Money, investing, financial independence… All these …
Earning Interest: Low and Long-lasting vs High and Temporary
Would you make an investment with returns of 10% return for 1 year, or 5% for 2 years? With $1000, the two scenarios work out to… With scenario 1, you get a great return that doesn’t last as long. With scenario two, you get an OK annual return but make more money in the long …
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Habit change hack: Replace, don’t remove
Whenever I want to change my behavior, I try to remember this rule: Replacing something is psychologically easier than just removing it. Example: I eat an ungodly amount of nuts. If you give me almonds, cashews, or pecans I’ll snack on them all day unconsciously. Nuts are generally healthy, but are domino foods – easy …
Looking vs Looking Good
I’m walking down the street. Out of the corner of my eye I spot an attractive woman. I don’t want to look like I’m checking them out, so I try to play it cool and nonchalant. I’m so in my head that I trip over a snag in the sidewalk. I fall down in comical …
Mental models beat financial models
Financial tools are useless without the right mindset to apply them
