My joy is breaking down concepts so they feel easier for people. That’s why I started UXBeginner to teach people product design.That’s why I write about personal finance and investing. In my pursuit of making things easy, there’s one thing I don’t talk about as much… Things are hard. Money, investing, financial independence… All these …
Would you make an investment with returns of 10% return for 1 year, or 5% for 2 years? With $1000, the two scenarios work out to… 10% earns $100 after year 1, or $1100 total. 5% earns $50 after year 1, $1102.50 after two years. With scenario 1, you get a great return that doesn’t …
Earning Interest: Low and Long-lasting vs High and Temporary Read More »
Whenever I want to change my behavior, I try to remember this rule: Replacing something is psychologically easier than just removing it. Example: I eat an ungodly amount of nuts. If you give me almonds, cashews, or pecans I’ll snack on them all day unconsciously. Nuts are generally healthy, but are domino foods – easy …
I’m walking down the street. Out of the corner of my eye I spot an attractive person. I don’t want to look like I’m checking them out, so I try to play it cool and nonchalant. I’m so in my head that I trip over a snag in the sidewalk. I fall down in comical …
Financial tools are useless without the right mindset to apply them
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