Total cost thinking
The sticker price is a lie. Consider the hidden costs of everything.
Total cost thinking Read More »
Mental Models
Hourly rate thinking
How to use your hourly rate to make financial decisions
Hourly rate thinking Read More »
Frugal people keep prices down
Ode to the frugal, who saves us all (money)
Frugal people keep prices down Read More »
Dream Day Exercise
Why this is essential for financial independence seekers
Dream Day Exercise Read More »
Is it hard being you?
A confronting question that reveals relationship to self.
Is it hard being you? Read More »
Sorry, this IS supposed to be hard.
My joy is breaking down concepts so they feel easier for people. That’s why I started UXBeginner to teach people product design.That’s why I write about personal finance and investing. In my pursuit of making things easy, there’s one thing I don’t talk about as much… Things are hard. Money, investing, financial independence… All these
Sorry, this IS supposed to be hard. Read More »
Earning Interest: Low and Long-lasting vs High and Temporary
Would you make an investment with returns of 10% return for 1 year, or 5% for 2 years? With $1000, the two scenarios work out to… With scenario 1, you get a great return that doesn’t last as long. With scenario two, you get an OK annual return but make more money in the long
Earning Interest: Low and Long-lasting vs High and Temporary Read More »
Habit change hack: Replace, don’t remove
Whenever I want to change my behavior, I try to remember this rule: Replacing something is psychologically easier than just removing it. Example: I eat an ungodly amount of nuts. If you give me almonds, cashews, or pecans I’ll snack on them all day unconsciously. Nuts are generally healthy, but are domino foods – easy
Habit change hack: Replace, don’t remove Read More »
Looking vs Looking Good
I’m walking down the street. Out of the corner of my eye I spot an attractive woman. I don’t want to look like I’m checking them out, so I try to play it cool and nonchalant. I’m so in my head that I trip over a snag in the sidewalk. I fall down in comical
Looking vs Looking Good Read More »