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I help early career professionals accelerate financial freedom through investing.

Hi, I'm Oz.

By day: designer in financial technology. By night: money coach. Every week, I write 1 deep dive report on personal finance. It's like getting a money coach in your inbox​.

  • Instant access to my report: beat 90% of stock pickers by being lazy
  • Upgrade your money beliefs to live a rich life
Oz presents new ideas about money in ways I've never thought before.
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Mountain Chang Founder of Carets Shoes

My most popular articles

You can also read the full blog here

investing for beginners

Beginner’s Investing Guide: From Zero to Invested in 1 Article

10 Limiting Beliefs That Stop You From Investing – Plus Myth Busters

Little Money? Invest In Yourself. More Money? Invest in Others.

The Investing Pyramid: a 4-step framework that automates 90% of your financial decisions

Should you ever pick stocks?

personal finance

How I became financially free by 30

The Future Self Savings Method

Maslow’s Hierarchy of Financial Needs

Book Review: Psychology of Money

Cooking is a Financial Skill

life and personal development

I found the meaning to life. (It’s simpler than you think)

Leave a message for your loved ones, in case you die early

Upgrade your problems

Binary vs Spectrum Thinking

Sunsetting: The Art of Ending Relationships

social stuff

A weekly newsletter that increases your wealth, wellbeing and wisdom.

I’m just a guy on the internet with an opinion, so please just treat my content as entertainment. My content may contain referral links to products I support. My content is for informational purposes only, and you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

Oz Chen 2022 © All Rights Reserved. Yes, all of them.