A game anyone can win

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written by oz chen

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There’s a certain kind of person who, after making $10 million, wants to make $100 million.

And if they hit $100 million, they chase a billion.

Reid Hoffman made $40+ million from PayPal before founding LinkedIn.

He didn’t have to build anything ever again. But he did.

Why?

Because some people are wired to play the extreme game of entrepreneurship.

You know, people like Alex and Leila Hormozi. Mr. Beast. Larry Ellison.

They live for the high-stakes game. They’re extremely competitive and many are savants in the way they approach business.

But most people don’t win that game.

Most people can’t afford the years of risk, debt, and sacrifice it takes to maybe—maybe—make it.

And the stories we celebrate are overlook survivorship bias.

We don’t see the thousands of startups that quietly shut down. The founders who burn out. The dreamers who go broke.

In contrast, I ask:

What’s a wealth-building game that most people can actually win?

Investing: the game that most can win

Investing isn’t sexy. It doesn’t come with applause.

But it’s one of the only games where the longer you play, the more likely you are to win.

On average, the U.S. stock market returns about 8–10% a year.
That includes the booms, busts, dot-coms, and pandemics.

It’s not about picking hot stocks or calling the next crypto wave.

It’s about owning a piece of the global economy, and letting money compound over long periods of time.

Boring? Maybe.

But it works. It has worked for millions of people

More people are millionaires next door than you realize

In The Millionaire Next Door, researchers Thomas Stanley and William Danko studied America’s wealthy.

They found that most millionaires weren’t founders or lottery winners.

They were teachers, engineers, small business owners.

Over 80% of millionaires are self-made—not born into wealth.

The average age they hit that milestone? 49 years old.

Not 25. Not after a Series A funding round or big exit.

But by playing a long, boring, consistent game of saving, investing, and avoiding lifestyle inflation.

That’s the beauty of investing.

It’s not a game reserved for business savants or entrepreneurial superstars.

It’s a game that anyone can play.

Investing is the rare game that anyone can win. So long as they play long enough.


If you’re ready to stop chasing the next big thing, and start building wealth that lasts this is what I teach.

🧠 The DIY Investor is my self-paced course that shows you how to build wealth using simple tools, strong systems, and psychology-backed strategies.

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